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Credit Cards - Property Managers Should Review Benefits And Costs

Note: This information is for general reading only and property managers should discuss their situation and requirements with their financial advisor and merchant.

Credit cards present an easy method for collecting payment from Visitors.

However property managers must carefully consider the pros and cons of accepting credit cards before getting started.

Benefits of accepting Credit Cards:

> accept payments from international visitors
> receive clearance typically overnight of funds processed
> corporate clients often prefer this method for accounting reasons
> card can also be used for a security deposit or for subsequent transactions

Costs of accepting Credit Cards:

Typically, the cost of providing a credit card service involves set up, ongoing fees per transaction as well as a percentage charge.

While there may be "cheap" credit card providers in the market, its worth checking that they have the appropriate security, service and technology to meet your needs.

> merchant service charges can range from 1-5% plus gst
> merchant monthly fees can range from $5 - 25 per month
> payment gateways may charge $0.25 - $2 per transaction

Also consider the time reconciling batch payments from the bank and dealing with queries.

Risks of accepting Credit Cards:

There are significant risks relating to processing credit cards. Consider writing down the risks that your individual operation may face.

> Disputes - the visitor may dispute the transaction & request a charge back
> Fraud - a person may steal & misuse a card, or present fake ID on arrival
> Data theft - criminals may seek out operators who hold unencrypted credit cards in paper or electronic form

 
Tips for Accepting Credit Cards:

Here are www.rentahome.com.au’s top 10 tips for credit cards:

1. Try not to take credit card details over the phone, request a fax
2. Check the CCV digits
3. Insist on viewing and imprinting the card processed on arrival and photo ID
4. Avoid short last minute bookings which arrive the same day
5. Check the visitor name matches the name on the card
6. Be wary of visitors that split payments on multiple cards
7. Be wary of a card that is rejected due to insufficient funds
8. Destroy card details following the stay or store in a secure environment
9. Ensure that your insurance covers fraud or theft from credit cards
10. Ask your bank and card providers to send you their policy documents and safety tips

We recommend that all Property Managers prepare a credit card policy and ensure all staff understand the policy.

If you are uncomfortable with the visitor and card provided, call the authorisation centre and if in doubt request cash payment or reject the booking.

There are alternative payment methods however these might suit you. A funds transfer is most secure from a Property Manager's perspective. Online payment solutions such as PayPal can be time consuming and difficult for customers to comprehend and access.

There are significant developments and requirements in the payment card industry www.pcicomplianceguide.org.

Booking services like www.rent-a-home.com.au offer a credit card payment facility and have the necessary policy and checks in place to minimise the risks.


Please contact our office if you require assistance or would like to discuss our service.

If you have any ideas for articles or need assistance listing your accommodation please click the Contact Us menu option and send us your message.

 
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Prices in $AUD inc GST

Accommodation, Mascot

Well presented 2 bedroom home in Sydney's inner suburb of Mascot. Conveniently located between the city and the airport, this renovated home with... » View Details

Priced From
$180 p/n*
Min Stay: 14 nights*
3beds
1bathrooms
 
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Accommodation, Docklands

3 bedroom fully furnished luxury apartment with spacious interior, balcony and spectacular view, with the amenities and services you would expect of... » View Details

Priced From
$250 to $500 p/n*
Min Stay: 7 nights*
10
5beds
2bathrooms
  
 
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13little, Darlinghurst

Wonderful bright two storey one bedroom terrace house - loads of light. Features sun filled deck for morning coffees. Extremely quiet and only... » View Details

Priced From
$100 to $160 p/n*
Min Stay: 7 nights*
4
2beds
1bathrooms
 
8
Av. Rating (3 Reviews)
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Concorde Studios, Manly

Situated in the heart of Manly, a short, flat stroll to the Beach, Harbour and Ferry Wharf. Shops and restaurants at your doorstep. Modern Deluxe... » View Details

Priced From
$85 to $180 p/n*
Min Stay: 7 nights*
3
2beds
1bathrooms
  
 
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Capri, Elwood

Enjoy the sophistication of overlooking Port Phillip Bay on a hot balmy night, relaxing on the spacious first floor deck or hosting a dinner party... » View Details

Priced From
$215 to $345 p/n*
Min Stay: 2 nights*
6
4beds
2bathrooms
  
 
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2 Second, Hayborough

A comfortable relaxing environment offering multiple living areas. Open plan living on top floor, combined with front balcony provide stunning views... » View Details

Priced From
$135 to $345 p/n*
Min Stay: 2 nights*
11
10beds
2bathrooms
  
 
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Lindley on Barkly, St Kilda

This AAA 4.5 star, very luxurious, modern apartment is complete with fabulous roof top garden with views over St Kilda. Enjoy a BBQ from this unique... » View Details

Priced From
$256 to $410 p/n*
Min Stay: 2 nights*
6
4beds
2bathrooms
  
 
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Accommodation, Darling Harbour

Well positioned amongst the ever popular and thriving hotel strip in Pyrmont, this apartment commands a prominent and incredibly convenient location... » View Details

Priced From
$246 p/n*
Min Stay: 1 nights*
4
3beds
2bathrooms
  
 
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ELAN, Darlinghurst

The Elan: for the very best in apartment lifestyle, a superb one bedroom apartment. Stylish, beautifully furnished executive one bedroom... » View Details

Priced From
$97 to $100 p/n*
Min Stay: 90 nights*
4
2beds
1bathrooms
  
 
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Thornton at St Crispins, Port Douglas

Luxurious, spacious, affordable Port Douglas holiday accommodation. Stay for a week, month or longer. Without a doubt, this villa is one of the best... » View Details

Priced From
$180 to $360 p/n*
Min Stay: 5 nights*
6
4beds
3bathrooms
  
 
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View from living room & balcony

Balmoral Apartment, Mosman

Balmoral Beach, Sydney Harbour at it's best,a minute walk to the beach,city bus at your door,Manly & Palm Beach a short bus ride away. With views... » View Details

Priced From
$200 to $270 p/n*
Min Stay: 7 nights*
6
4beds
1bathrooms
 
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Accommodation, North Curl Curl

This spacious top floor accommodation has unrestricted views over reserve & lagoon to the beach just 300 metres away. Children are welcome and will... » View Details

Priced From
$137 to $237 p/n*
Min Stay: 7 nights*
4
3beds
1bathrooms
 
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BayStays Melbourne, Hampton

Hampton Street, Hampton. Our Hampton apartment has two double bedrooms, and can accommodate 4 guests plus 1 infant. With modern, stylish... » View Details

Priced From
$165 to $285 p/n*
Min Stay: 5 nights*
4
3beds
1bathrooms
  
 
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Melbourne Tower, Southbank

Unlike traditional hotels, this stylishly appointed 3 bedroom apartment offers all the space and comfort of home right in the heart of the city. AAA... » View Details

February Deal   Start: 01-Feb-09 End: 28-Feb-09
Save 30% on Standard Rates  $303 p/night
Priced From
$225 to $500 p/n*
Min Stay: 5 nights*
8
3beds
2bathrooms
  
 
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Kiah, Jaspers Brush

Situated on a quiet country lane is this cute & cozy three bedroom country cottage with all the modern conveniences of home. Set on acreage complete... » View Details

Priced From
$200 to $325 p/n*
Min Stay: 2 nights*
6
3beds
2bathrooms
 
10
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Front view

Apollos view accommo, Apollo Bay

Apollo Bay Accommodation comprises two stylish new Villa's which are private with great views of Apollo Bay. Enjoy * Stylish open-plan... » View Details

Priced From
$160 to $190 p/n*
Min Stay: 1 nights*
2
1beds
1bathrooms
  
 
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Front view

Apollos view accommo, Apollo Bay

Romantic Villa 1 bedrooms, 1 bathrooms Up to 2 people $160-190 night for up to 2 persons * Stylish open plan living * Stunning balcony and... » View Details

Priced From
$160 to $190 p/n*
Min Stay: 1 nights*
2
1beds
1bathrooms
  
 
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Main Bedroom

Ephraim Island, Paradise Point

Brand New Luxury Executive 3-bedroom apartment for long or short term rental. Located on Ephraim Island (40mins from Brisbane Airport) this... » View Details

Priced From
$120 to $250 p/n*
Min Stay: 14 nights*
6
3beds
2bathrooms
  
 
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Hillarys Apartments, Hillarys

Affordable Holidays and Long Stay Accommodation 'GREAT HOLIDAY AT HALF THE NORMAL COST' SOUTHSIDE DRIVE HILLARYS Situated Right on the Marina... » View Details

Save Another 10%   Start: 12-Jan-09 End: 30-Apr-09
3 MONTH STAYS ATTRACT A...  $142 p/night
Priced From
$88 to $154 p/n*
Min Stay: 7 nights*
4
3beds
2bathrooms
  
 
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25m swimming pool in the gardens

ELAN, Darlinghurst

This spacious executive one bedroom apartment in the sought after ELAN complex has views of Rushcutters Bay and also has views of the Domain and... » View Details

Priced From
$100 to $107 p/n*
Min Stay: 90 nights*
2
1beds
1bathrooms
  
 
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Accommodation, West End

West End Cottage is a unique self-contained, fully appointed cottage hidden away in a private courtyard garden yet only minutes to the bustling... » View Details

Priced From
$110 to $170 p/n*
Min Stay: 3 nights*
2
1beds
1bathrooms
 
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House with park in background

Bondi, Bondi Junction

Goldie Avenue is a quiet cul de sac bordering pet friendly Waverly park which is very close to Bondi and other beaches. The property is a ... » View Details

Priced From
$400 to $825 p/n*
Min Stay: 5 nights*
8
5beds
2bathrooms
  
 
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Parkside on Church, Parramatta

Located 23 km west of Sydney Central Business District, and are just 700 metres North of Parramatta Central Business District. Located approx 2 km... » View Details

Priced From
$110 to $200 p/n*
Min Stay: 21 nights*
2
1beds
2bathrooms
  
 
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View from Cottage

Seascape-Deck 1, Wynyard

Celebrate the evening with a glass of wine or champagne (or two!) as "the sun goes past the yard-arm" on your own panoramic deck! Fly directly... » View Details

Priced From
$150 to $210 p/n*
Min Stay: 1 nights*
4
2beds
1bathrooms
  
 
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Quiet neighbourhood

Family home and pool, Cromer

Bright & cosy family home in a quiet cul-de-sac and bushland setting, 5 minute drive to Dee Why beach & cafes. Lovely District & bush outlook from... » View Details

Priced From
$135 to $350 p/n*
Min Stay: 30 nights*
4
4beds
2bathrooms
  
 
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Accommodation, Surry Hills

Newly furnished New York style, 2 level loft apartment. Situated on the 6th level of the building. Very quiet and light filled, with Harmony Park on... » View Details

Priced From
$140 p/n*
Min Stay: 28 nights*
2
1beds
1bathrooms
 
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Lounge Room

Luxury Accomodation, St Kilda West

BOUTIQUE STAY - Inglebrae St Kilda West is a great location .. quiet and central. Around the corner from the beach. Walk, bike ride or tram to... » View Details

Priced From
$150 to $250 p/n*
Min Stay: 2 nights*
2
1beds
1bathrooms
  
 
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Elan, Darlinghurst

What an excellent apartment! it is immaculate, ultra modern and stylish. This apartment is available from April 1. From the balcony of the this... » View Details

Priced From
$150 to $214 p/n*
Min Stay: 90 nights*
4
2beds
2bathrooms
  
 
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Bennelong, Alexandra Headland

Beautifully landscaped wall garden and large exclusive terrace for private entertaining. This secluded splendor has the luxury of a shared plunge... » View Details

Priced From
$285 to $570 p/n*
Min Stay: 7 nights*
6
4beds
2bathrooms
  
 
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The Coogee View, Coogee

These spacious serviced apartments provide the perfect beachside retreat for families, wedding parties, executives and holiday travellers alike.... » View Details

Priced From
$259 to $359 p/n*
Min Stay: 3 nights*
4
3beds
1bathrooms
  
 
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Glen Park, Bayswater North

Located at the foot of the beautiful Blue Dandenong Ranges and situated in amongst the Eastern Suburbs of Melbourne close to major Shopping Centres... » View Details

Priced From
$110 to $139 p/n*
Min Stay: 3 nights*
5
3beds
1bathrooms
  
 
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Living Room

Valentino Apartments, Surry Hills

Walk to city centre, Opera House, Royal Botanical Gardens, Hyde Park, Centenial Park, Oxford Street, Kings Cross. 20 min by transport to Bondi... » View Details

Priced From
$100 to $200 p/n*
Min Stay: 5 nights*
2
1bathrooms
 
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Campbell Pde, Bondi Beach

BONDI BEACH. CAMPBELL PDE. SURGING SURF, 1 MINUTE AWAY. GREAT, CORPORATE QUALITY 2 BEDROOM, ONE BATHROOM APARTMENT. BONDI BEACH AT YOUR... » View Details

Priced From
$222 to $428 p/n*
Min Stay: 7 nights*
4
3beds
1bathrooms
 
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Pendragon Hall Hobart-1852

PendragonHall Hobart, Hobart

Exclusively Yours - The Spectacular Pendragon Hall is ideally situated in West Hobart, within easy reach of the areas best attractions.... » View Details

Priced From
$250 to $550 p/n*
Min Stay: 2 nights*
6
5beds
1bathrooms
 
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Front garden

Grand Victorian Home, Hawthorn East

A beautiful home in a prime location within one of Melbourne's favoured suburbs. Ideal corporate rental for executives on assignment or relocating to... » View Details

Priced From
$200 to $200 p/n*
Min Stay: 30 nights*
6
3beds
2bathrooms
  
 
10
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SEASCAPE, Tweed Heads

The moment you enter your apartment at Seascape you will be blown away by the picturesque views! Seascape apartment 2302 is located on the 23rd... » View Details

Priced From
$200 to $350 p/n*
Min Stay: 3 nights*
6
4beds
2bathrooms
  
 
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Malmsbury, Bowral

Malmsbury is situated on the quite side of Bowral opposite a park-like golf course, and within easy walking distance of the town centre, shops,... » View Details

Priced From
$100 to $110 p/n*
Min Stay: 180 nights*
6
3beds
3bathrooms
  
 
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Living Area leading to private courtyard

Blacksmith's Cottage, Glebe

The area is an interesting and historic part of Sydney and there are many restaurants, cafes and shops within a few minutes walk. A map and other... » View Details

Priced From
$130 to $150 p/n*
Min Stay: 2 nights*
4
3beds
1bathrooms
 
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Spring Hill Central Apartments

Spring Hill Central, Spring Hill

Spring Hill Central is right in the centre of the corporate hub of Brisbane. Large 1 bed apartment, bedroom totally separate from kitchen-lounge;... » View Details

Priced From
$100 to $170 p/n*
Min Stay: 5 nights*
2
1beds
1bathrooms
  
 
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191 Harris, Pyrmont

Only Moments walk to Darling Harbour and a easy walk to the centre of the sydney CBD it is being requested more and more as the courprate market is... » View Details

Priced From
$119 to $250 p/n*
Min Stay: 7 nights*
3
1beds
1bathrooms
  
 
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View from the deck

The Retreat, Minnie Water

This original Minnie Water fishing cottage has been newly rennovated and overlooks the Bay from where it once sat, giving it a breath-taking... » View Details

Priced From
$85 to $157 p/n*
Min Stay: 2 nights*
6
1bathrooms
  
 
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What a view! By Night

Stones Cottage, Mount Martha

Perched on the hill-side overlooking the marina and Safety beach, The Stones Cottage is situated in Mount Martha only one hours drive from Melbourne.... » View Details

Easter Holiday   Start: 01-Apr-09 End: 30-Apr-09
Free Easter Egg Basket &...  $260 p/night
Priced From
$200 to $360 p/n*
Min Stay: 2 nights*
6
3beds
1bathrooms
  
 
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Living Room

Clarke, Crows Nest

Executive quality fully furnished accommodation located in the St Leonard's district newest boutique premier apartment building. The one bed room... » View Details

Priced From
$100 to $150 p/n*
Min Stay: 14 nights*
2
1beds
1bathrooms
  
 
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Boomerang, East Sydney

STYLISH, LIGHT AND AIRY WITH VIEWS. ONE BED APT WITH POOL, SAUNA, WALK TO CITY AND KINGS CROSS. IDEAL FOR SINGLE, COUPLE AND CORPORATE USE. This... » View Details

Priced From
$125 to $143 p/n*
Min Stay: 14 nights*
2
1beds
1bathrooms
 
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Brand new apartment, great views, amazing pool

Escen Building, Parramatta

From the oversized balcony, enjoy the amazing views that lead all the way back to the Sydney city skyline, including the Sydney Harbour... » View Details

Priced From
$110 to $170 p/n*
Min Stay: 7 nights*
2
1beds
1bathrooms
  
 
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metropol apartment, St Kilda

Two blocks from the beach, two minutes to the tram. Supermarket below Carpeted, European kitchen with European appliances. » View Details

Priced From
$195 to $250 p/n*
Min Stay: 3 nights*
4
3beds
1bathrooms
  
 
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Jarman Cottage, Sorrento

Diamond Bay area Polished floors. Wood fire. Large west facing deck. Lovely light house. Parking. Lovely treed block beach, restaurants, shops,... » View Details

Priced From
$150 to $200 p/n*
Min Stay: 4 nights*
5
3beds
1bathrooms
  
 
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House with Western Tiers in the Distance

53 Deloraine, Deloraine

Take possession of the house and garden, right in the heart of Deloraine. Be undisturbed to enjoy your personal view of the Western Tiers. Walk 3... » View Details

Priced From
$100 to $100 p/n*
Min Stay: 1 nights*
4
3beds
1bathrooms
 
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city view from balcony

Axis Building, Burswood

Spectacular views of Perth city, golf course and the swan river. With the city on your doorstep and the Burswood Casino and Entertainment Complex... » View Details

Priced From
$200 to $250 p/n*
Min Stay: 5 nights*
4
2beds
2bathrooms
  
 
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Paddington the best, Paddington

Soak in the classy ambience of this 2 bedroom house in Paddington, a suburb renowned for its striking Victorian terraces with cast-iron lace.... » View Details

Priced From
$250 to $350 p/n*
Min Stay: 14 nights*
5
3beds
2bathrooms
 
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View From Verandah to Avoca Beach

Beach House, Avoca Beach

On the doorstep of beautiful Avoca Beach with views across to The Skillion and right next door to the famous Avoca Beach Picture Theatre. This... » View Details

Priced From
Please Enquire
Min Stay: 2 nights*
5
3beds
1bathrooms
  
 
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Parla Gully

Parla Gully, Wensley Dale

Parla Gully Country Retreat is only 20 mins from Aireys Inlet, Anglesea and the fabulous Great Ocean Road. Soak up the sun on the sandy beaches of... » View Details

Priced From
$115 to $410 p/n*
Min Stay: 2 nights*
7
4beds
1bathrooms
  
 
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PRISTINE WATERFRONT, Palm Beach

Magical location with sweeping views spanning Pittwater and Careel Bay. Bathed in sunshine and cooled by beautiful breezes, enjoy swimming all day... » View Details

Priced From
$500 to $1,000 p/n*
Min Stay: 2 nights*
6
3beds
2bathrooms
  
 
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King Bedroom

Top Spot, Mansfield

This luxury two bedroom apartment is centrally located and is just a short stroll to Mansfield's High Street shops and restaurants. There are two... » View Details

Priced From
$165 to $285 p/n*
Min Stay: 2 nights*
4
2beds
2bathrooms
  
 
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2 BOND, Sydney

UNIQUE APARTMENT IN DOWNTOWN SYDNEY. 3 BED, 2 BATH. ENORMOUS AREA WITH EXTRAORDINARY VIEWS ON ALL SIDES, POOL & BBQ, GYM, PARKING GREAT DCOR A RARE... » View Details

Priced From
$280 p/n*
Min Stay: 180 nights*
6
3beds
2bathrooms
  
 
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Accommodation, Hawks Nest

Fully self contained 3 bedroom penthouse apartment, spacious and airy with a large private balcony overlooking the river - perfect for that late... » View Details

Priced From
$153 p/n*
Min Stay: 1 nights*
8
1beds
2bathrooms
 
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Accommodation, Hawks Nest

It is also just a few minutes drive to the main surf beach in Hawks Nest and the prestigious all weather Golf Club. Two bedroom duplex with... » View Details

Priced From
$43 p/n*
Min Stay: 1 nights*
5
1beds
1bathrooms
  
 
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#11 James Cook Apartments

#11 James Cook Apartments, Byron Bay

Situated opposite Captain Cook lookout and the stairs to Clarkes Beach, this three bedroom, two bathroom apartment offers incredible views of both... » View Details

Priced From
$171 to $500 p/n*
Min Stay: 3 nights*
7
4beds
2bathrooms
  
 
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The Wakeham, Adelaide

This property is located in such a tranquil setting, you'll be surprised that all the excitement the city has to offer is right on your door step.... » View Details

Priced From
$145 p/n*
Min Stay: 3 nights*
4
2beds
1bathrooms
  
 
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Cabin Cruiser

Cabin Cruiser, Rosebud West

Close to the beach and set on a large block. Jan - 5 night minimum booking applies Long weekends and school holidays - 3 night minimum booking... » View Details

Priced From
$129 to $210 p/n*
Min Stay: 2 nights*
8
6beds
2bathrooms
 
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